• Facebook
  • Twitter

Total Tayangan Halaman


nvestment Opportunities

You may want to attack his possession or who want to sit on gold values? To invest in gold, there are many possibilities. You can invest "by hand" in the precious metal in coins and bullion (gold bullion) gold or invest in securities with terms. A dispersion reduces risk and increases the possibilities.

How much gold you have to follow?
As part of diversification (= dispersion) of a portfolio is the "optimum gold content," according to the investment horizon, risk tolerance and age.

Gold Price
The gold price is fundamentally determined by supply and demand. On the London Bullion Market, the price is fixed twice daily at 11:30 am and 16:00 clock (Gold Fixing).
The price of gold per gram depending on the denomination. The lower the value, the higher the price per gram and the margin of the presence or sales. Both supply and demand are subject to significant fluctuations.

Investment in securities

You can invest in gold in different ways. The most known is probably to buy gold coins or gold bullion physically. The gold is exempt from sales tax on the purchase. There is a difference between the purchase and sale. Gold coins or gold bullion is usually stored in lockers or bank vaults.

Coins or bars?
Investors are more likely to be larger bars, as they are a bit cheaper. A coinage is more expensive, have an impact on the price of the currency.

Bullion Coins - Products with timeless charm
The tradition is to collect coins from antiquity and is more relevant today than ever. Coins made of precious metals are bought for different reasons:

as an investment readiness and crisis,

collective passion and

as a gift.

Bullion trade only refineries and mints are admitted to meet certain quality requirements. In bars, the fine, the brand of the manufacturer and the number of bars to be found. The number used to identify bars.

Trade in gold coins (coin collection)
Copies of historic gold coins are traded on the respective exchange rate and gold alloys.

Disclaimer: This marketing communication that is not a prospectus intended for informational purposes only. Product should represent a full survey. The details are shown here, despite careful investigation, is not binding, the information and can not replace one, in particular the tax law, and specific criteria necessary counseling for individual financial instruments described herein. The information does not constitute an offer or an invitation or recommendation to buy or sell financial instruments and in particular, serves as a substitute for a comprehensive risk assessment. The Austrian Volksbank AG assumes no responsibility for the accuracy, completeness, timeliness or accuracy of the information contained in this document, printing errors excepted.


The expected price of gold is still good. Therefore, the yellow precious metal climbed above the $ 1,370 mark per troy ounce (31.10 grams) and the upward trend has continued. In the course of a technical correction in the gold price had fallen to $ 1,330 an ounce. U.S. fund managers seem to have the withdrawal exploited to further increase their positions in gold.

From a technical perspective, the forecast signals that the gold price in the short term, however, the potential decline. The price of gold is in a call from head and shoulder formation. After forming the right shoulder would be full training and lead to a sell signal to technical analysts. If the increase in current gold price on the other hand, the courses of the "head" at $ 1,424 per troy ounce, training would be invalid.

The price of gold rose in early 2010 to November 9, 2910 in 1097 to 1.424 dollars per ounce. From the financial crisis erupted in autumn 2008, gold could develop even more than doubled. On October 24, 2008, reached a minimum of $ 681 per ounce. At this point, the upward trend continues to this day has begun.

Gold Price Forecast primarily

The yellow precious metal remains in demand, while the central bank around the world continue to print money to a greater degree. The U.S. Federal Reserve reinforced this trend by extending monetary policy in early November 2010. So the Fed will inject $ 900 billion at the end of the second quarter of 2011 in the U.S. bond markets.

Skeptics fear that the medium inflation risks in the long term. The yellow precious metal may benefit as investors are increasingly looking for a store of value. This remains the gold price forecast of most analysts positive. The price of gold should go up and get up to the end of the first quarter of 2011 on the mark of $ 1,500 per troy ounce.


Before you decide to invest your money in gold,maybe you should read the following questions and answers. hopefully you will get enough information to help you to make the best decision. Good luck.
Question. What kind of gold should I buy?

Answer. We probably get that question more than any other -- pretty much on a daily basis. The answer, however, is not as straightforward as you might think. What you buy depends upon your goals. We usually answer the "What should I buy?" question with a question of our own: "Why are you interested in buying gold?"

If your goal is simply to capitalize on price movement, then bullion coins will serve your purposes. If you are interested in long-term asset preservation and you have additional concerns about capital and/or monetary controls -- a more complicated scenario -- then you might want to include the lower premium variety of pre-1933 European and American gold coins in the mix. These have been treated by the U.S. government since the 1930s as historical items, and, as a result, afford the privacy-minded investor a greater degree of safety than gold bullion. These can still be acquired at reasonable premiums over their melt value.

But what I just gave you is a rough sketch. To develop a more refined strategy, we recommend spending time with your broker here at USAGOLD-Centennial Precious Metals. We can help you design a portfolio capable of weathering these uncertain times and in keeping with your long-term goals.

Q.When should I buy?

Answer. The short answer is 'When you need it.' You cannot approach gold the way you approach stock or real estate investments. Timing is not the real issue. The first question you need to ask yourself is whether or not you believe you need to own gold. Once you answer that question in the affirmative, there is no point in delaying your actual purchase. The real goal is to diversify so that your overall wealth is not compromised by economic dangers and uncertainties like the kind generated by the 2008 financial crisis.

Q. Can you give us a profile of the typical gold investor?

Answer. Gold owners are a group of people we have come to know very well in our nearly 40 years in the business. Contrary to the less than flattering picture sometimes painted by the mainstream press, the people we have helped become gold owners are among those we rely upon most in our daily lives -- our physicians and dentists, nurses and teachers, plumbers, carpenters and building contractors, business owners, attorneys, engineers and university professors (to name a few.) In other words, gold ownership is pretty much a Main Street endeavor.

Traditionally, wealthy, aristocratic European and Asian families have kept a strong percentage of their assets in gold as a protective factor. That same philosophy has taken hold in the United States in recent years and begun to spread, particularly in light of the on-going financial crisis, and among those interested in retaining family wealth from one generation to the next. In a recent years, we have helped a good many family trusts diversify with gold coins and bullion at the advice of their portfolio managers.

Q. Why not wait for the necessity to arise, then buy gold?

Answer. Over the past few years, as concern about a financial and economic breakdown spread, there were periods of gold coin bottlenecks and actual shortages. The national mints could not keep up with public demand, and the flow of older gold from Europe was stymied by accelerating demand both there and in the United States. Premiums shot-up and a mad scramble developed for the available gold, even at rapidly escalating prices.

These events pointed up some of the problems inherent to the contemporary gold market. During times when demand for gold is booming, you cannot call the warehouse and order gold coins like you can most other consumer items. Even running at full capacity, the manufacturers (the national mints) cannot keep up with demand surges like the one we had in 2008 - 2009. In the case of the older coins coming from Europe, the supply simply dries up because, to make a long story short, they aren't making any more of them. You should not treat a gold acquisition the way you do ordinary consumer purchases. Though your need might be great, the supply might simply have disappeared. If you think you should own gold, the worst thing you can do is get caught up in a price guessing contest as to when is the best time to buy. The better approach is make your acqusition(s) and position yourself positively in the event of further economic problems.

Q. You frequently mention gold as insurance. What do you mean by that?

Answer. Those of you who have read my book, The ABCs of Gold Investing: How to Protect and Build Your Wealth with Gold, know that gold's baseline, essential quality is its role as the only primary asset that is not someone else's liability or responsibility. That separates gold from the majority of capital assets which in fact do rely on another's ability to pay, like bonds and bank savings, or the performance of the management, or some other delimiting factor, as is the case with stocks.

The first chapter of that book ends with this:

"No matter what happens in this country, with the dollar, with the stock and bond markets, the gold owner will find a friend in the yellow metal -- something to rely upon when the chips are down. In gold, investors will find a vehicle to protect their wealth. Gold is bedrock."

This is precisely what people learned during recurring economic crisis situations over the centuries as well as in contemporary meltdowns such as Mexico's in 1994, the Pacific Rim's in 1997, and the United States' slow motion crisis from 2001 to the present. If you consider what investors lost in the U.S. stock market over the last decade and what gold investors gained during the same period, the swing in the net wealth effect is astonishing. When push came to shove, those who owned gold understood what we mean when we say "gold is bedrock." To reduce this to a course of action: Diversification is important.

Q. What percentage of my assets should I invest in gold?

Answer. Once again the answer is not cut and dried, but a general rule of thumb is 10% to 30%, and once again your broker at USAGOLD-Centennial Precious Metals can help you make the decision. How high you go between 10% and 30% depends upon how concerned you are about the current economic, financial and political situation.

Q. In your book, The ABCs of Gold Investing, you start the chapter by saying "Who you do business with is one of the most important aspects of gold investing." Why is that?

Answer. A solid, professional gold firm can go a long way in helping the investor shortcut the learning curve. A good gold firm can help you avoid some the problems and pitfalls encountered along the way, and provide some direction. It is very important to pick the right firm. An experienced and reputable gold broker can help you choose the right gold product mix to hedge your portfolio, make sure the prices you pay are in line with market expectations, and help you in general with the decision making process. Also, the right firm -- one with proven longevity -- will most likely be around to help you liquidate all or part of your holdings should the need arise.

Q. Can you briefly describe what you believe to be the biggest mistake investors make when starting out as gold owners?

Answer. The biggest trap investors fall into is buying a gold investment that bears little or no relationship to his or her objectives. Take safe-haven investors for example. That group makes up 90% of our clientele, and probably a good 75% of the current physical gold market. Most often the safe-haven investor simply wants to add gold coins to his or her portfolio mix, but too often this same investor ends up instead with a leveraged (financed) gold position or a handful of exotic rare coins (often costing five or six figures). These have little to do with safe-haven investing, and most investors would be well served to avoid them -- except as a sideline.

Q. What is your view of gold stocks?

Answer. Many of our clients own gold stocks and we believe they have a place in the portfolio. However, it should be emphasized that gold stocks are not a substitute for real gold ownership, that is, in its physical form as coins and bars. Instead, stocks should be viewed as an addition to the portfolio after one has truly diversified with gold coins and bullion. Gold stocks can actually act opposite the intent of the investor, as some justifiably disgruntled mine company shareholders learned in the recent past when their stocks failed to perform as the price rose. There is no such ambiguity involved in actual gold ownership.

Q. What about gold futures contracts?

Answer. Futures contracts are generally considered one of the most speculative arenas in the investment marketplace. The investor's exposure to the market is leveraged and the moves both up and down are greatly exaggerated. Something like 9 out of 10 investors who enter the futures market come away losers. For someone looking to hedge his or her portfolio against economic and financial risk, this is a poor substitute for owning the metal itself.

Q. Please summarize: What is the best approach for the safe-haven investor?

Answer. If you want to protect yourself against inflation, deflation, stock market weakness and potential currency problems -- in other words, if you want to hedge financial uncertainties, there is only one portfolio item that will serve you in all seasons and under most circumstances -- gold coins and bullion.

How to invest

A growing range of methods now allows investors to either buy gold, or simply gain exposure to gold price movements. From gold coins, online accounts, exchange traded funds and complex financial products, to mining stocks, the most appropriate gold investments will depend upon the investor’s specific requirements and outlook.

Coins and small bars
Exchange Traded Funds (ETFs)
Futures and options
Gold accounts
Gold Accumulation Plans (GAP)
Gold Mining stocks
Gold Certificates
Gold orientated funds
Structured products

The distinction is not always clear between the purchase of physical gold and other investments that offer an exposure to movements in gold price. This is especially so as it has long been possible to invest in bullion without actually taking physical delivery.

If you are considering an investment in gold, it is important to appraise yourself of the best options for your specific needs. The following questions are designed to help you decide on the channel or channels of gold investment that are most appropriate for you.

Why did you decide to buy gold?
Do you want a real asset that is physically available at all times or do you simply want exposure to the gold price?
Will you want the gold delivered to you or would you prefer it to be stored in a vault?
Do you have information about all the costs that may be involved? These include: taxes, commissions, premiums, storage and insurance.
Is the counterparty (i.e. the person or company from or through whom you will be making the purchase) reliable and trustworthy?
How does gold fit in with your other investments?